/**
 * NFIP Phase 3 homepage — Premium Institutional Fintech
 */
.nfip-home {
  color: var(--nfip-color-text);
  font-family: var(--nfip-font-body);
  background: var(--nfip-color-bg);
  overflow-x: clip;
  max-width: 100%;
}
.nfip-home *,
.nfip-home *::before,
.nfip-home *::after {
  box-sizing: border-box;
}
.nfip-home h1,
.nfip-home h2,
.nfip-home h3 {
  font-family: var(--nfip-font-heading);
  color: var(--nfip-color-text);
  letter-spacing: -0.02em;
}
.nfip-container {
  width: min(100% - 2 * var(--nfip-gutter), var(--nfip-container));
  max-width: 100%;
  margin-inline: auto;
  min-width: 0;
}
.nfip-section { padding: var(--nfip-space-10) 0; }
.nfip-section--surface { background: var(--nfip-color-surface); }
.nfip-kicker {
  margin: 0 0 12px;
  font-family: var(--nfip-font-heading);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--nfip-color-accent);
}
.nfip-lead {
  margin: 12px 0 0;
  max-width: 40rem;
  color: var(--nfip-color-text-muted);
  line-height: 1.65;
}
.nfip-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: var(--nfip-btn-height);
  padding: 12px 22px;
  border-radius: var(--nfip-radius-md);
  border: none;
  background: var(--nfip-color-accent);
  color: #fff !important;
  font-family: var(--nfip-font-heading);
  font-size: 14px;
  font-weight: 700;
  text-decoration: none !important;
  box-sizing: border-box;
  max-width: 100%;
  cursor: pointer;
  transition: background-color var(--nfip-duration) var(--nfip-ease);
}
.nfip-btn:hover { background: #a86622; color: #fff !important; }
.nfip-btn--outline {
  background: transparent;
  color: #fff !important;
  border: 1.5px solid rgba(255,255,255,0.35);
}
.nfip-btn--outline:hover { background: rgba(255,255,255,0.08); }
.nfip-btn--ghost {
  background: transparent;
  color: #fff !important;
  border: 1.5px solid rgba(255,255,255,0.35);
}
.nfip-btn--block { width: 100%; margin-top: auto; }

/* Hero */
.nfip-hero {
  position: relative;
  min-height: 620px;
  padding: clamp(40px, 6vw, 72px) 0;
  color: #fff;
  background:
    linear-gradient(105deg, rgba(7,31,49,0.92) 0%, rgba(11,58,92,0.78) 48%, rgba(7,31,49,0.45) 100%),
    url("../img/6p.webp") center/cover no-repeat;
  overflow: hidden;
}
.nfip-hero .nfip-kicker { color: #e2b57a; }
.nfip-hero__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(280px, 0.7fr);
  gap: clamp(28px, 4vw, 48px);
  align-items: center;
}
.nfip-hero h1 {
  margin: 0 0 16px;
  font-size: clamp(34px, 4.8vw, 56px);
  line-height: 1.06;
  max-width: 18ch;
  color: #fff;
}
.nfip-hero__copy {
  margin: 0 0 20px;
  max-width: 40rem;
  font-size: 16px;
  line-height: 1.65;
  color: rgba(245,247,250,0.82);
}
.nfip-hero__proof {
  list-style: none;
  margin: 0 0 26px;
  padding: 0;
  display: grid;
  gap: 10px;
}
.nfip-hero__proof li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-weight: 600;
  font-size: 14px;
}
.nfip-hero__proof li::before {
  content: "";
  width: 14px;
  height: 14px;
  margin-top: 3px;
  border: 2px solid var(--nfip-color-accent);
  border-radius: 2px;
  flex: 0 0 auto;
}
.nfip-hero__cta-row { display: flex; flex-wrap: wrap; gap: 12px; }
.nfip-hero__panel {
  background: #fff;
  color: var(--nfip-color-text);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 28px 70px rgba(0,0,0,0.35);
  min-width: 0;
}
.nfip-hero__panel-rail {
  background: #071f31;
  color: #fff;
  padding: 14px 18px;
  display: flex;
  justify-content: space-between;
  gap: 12px;
  font-size: 12px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  font-weight: 700;
}
.nfip-hero__panel-rail-accent { color: #e2b57a; }
.nfip-hero__panel-body { padding: 22px 20px 18px; }
.nfip-hero__panel-title {
  margin: 0 0 6px;
  font-size: 22px;
  color: var(--nfip-color-text);
}
.nfip-hero__panel-note {
  margin: 0 0 16px;
  font-size: 13px;
  color: var(--nfip-color-text-muted);
}
.nfip-consent {
  margin: 12px 0 0;
  font-size: 11px;
  line-height: 1.45;
  color: var(--nfip-color-text-muted);
}
.nfip-consent a { color: var(--nfip-color-primary); }

.nfip-home form.wpcf7-101 .XuvktbZqA,
.nfip-home form.wpcf7-101 .ctf {
  display: grid !important;
  gap: 10px !important;
}
.nfip-home form.wpcf7-101 input[type="text"],
.nfip-home form.wpcf7-101 input[type="email"] {
  width: 100% !important;
  min-height: 44px !important;
  border: 1px solid var(--nfip-color-border) !important;
  border-radius: 8px !important;
  padding: 10px 12px !important;
  background: #fbfcfe !important;
  box-sizing: border-box !important;
  font-size: 14px !important;
}
.nfip-home form.wpcf7-101 input[name="phone"] {
  padding-left: 90px !important;
  max-width: 100% !important;
}
.nfip-home form.wpcf7-101 .iti,
.nfip-home form.wpcf7-101 .LNPHfTYK,
.nfip-home form.wpcf7-101 .aCsmAuSPM {
  width: 100% !important;
  max-width: 100% !important;
  min-width: 0 !important;
}
.nfip-home img {
  max-width: 100%;
  height: auto;
}
.nfip-home .nfip-lb-who img,
.nfip-home .nfip-review-card__media img {
  height: auto;
  max-height: none;
}
.nfip-home form.wpcf7-101 input[type="submit"] {
  width: 100% !important;
  min-height: 48px !important;
  border: 0 !important;
  border-radius: 8px !important;
  background: var(--nfip-color-accent) !important;
  color: #fff !important;
  font-weight: 700 !important;
  cursor: pointer !important;
}

/* Strip */
.nfip-strip {
  background: #fff;
  border-bottom: 1px solid var(--nfip-color-border);
}
.nfip-strip__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}
.nfip-strip__item {
  padding: 22px 8px;
  border-right: 1px solid var(--nfip-color-border);
}
.nfip-strip__item:last-child { border-right: 0; }
.nfip-strip__label {
  display: block;
  font-size: 11px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--nfip-color-accent);
  font-weight: 700;
  margin-bottom: 4px;
}
.nfip-strip__amount {
  display: block;
  margin-top: 6px;
  font-size: 18px;
  font-weight: 800;
  color: var(--nfip-color-primary);
  font-variant-numeric: tabular-nums;
}
.nfip-strip__item strong {
  display: block;
  font-size: 15px;
  color: var(--nfip-color-primary);
}
.nfip-strip__amount {
  display: block;
  margin-top: 6px;
  font-size: 18px;
  font-weight: 800;
  color: var(--nfip-color-primary);
  font-variant-numeric: tabular-nums;
}

/* Benefits */
.nfip-benefits { padding: 0; background: #fff; }
.nfip-benefits__layout {
  display: grid;
  grid-template-columns: minmax(0, 0.88fr) minmax(0, 1.12fr);
  min-height: 480px;
}
.nfip-benefits__photo {
  min-height: 320px;
  background: url("../img/4p.webp") center/cover no-repeat;
}
.nfip-benefits__copy { padding: clamp(32px, 5vw, 56px) clamp(24px, 4.5vw, 56px); }
.nfip-benefits__copy h2 {
  margin: 0 0 16px;
  font-size: clamp(28px, 3.2vw, 36px);
  max-width: 22ch;
  line-height: 1.15;
}
.nfip-benefits__copy .nfip-lead {
  max-width: none;
  margin: 0 0 28px;
}
.nfip-benefit {
  display: grid;
  grid-template-columns: 48px minmax(0, 1fr);
  gap: 14px;
  padding: 16px 0;
  border-top: 1px solid var(--nfip-color-border);
}
.nfip-benefit__num {
  font-family: var(--nfip-font-heading);
  font-size: 28px;
  font-weight: 700;
  color: var(--nfip-color-accent);
}
.nfip-benefit h3 { margin: 0 0 6px; font-size: 18px; }
.nfip-benefit p { margin: 0; color: var(--nfip-color-text-muted); font-size: 14px; line-height: 1.55; }

/* Calculator */
.nfip-calc {
  background: linear-gradient(160deg, #071f31, #0b3a5c 55%, #123f63);
  color: #f5f7fa;
}
.nfip-calc .nfip-kicker { color: #e2b57a; }
.nfip-calc .nfip-lead { color: rgba(245,247,250,0.72); }
.nfip-calc__intro {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
  gap: 24px;
  align-items: end;
  margin-bottom: 28px;
}
.nfip-calc__intro h2 {
  margin: 0;
  color: #fff;
  font-size: clamp(28px, 3.2vw, 36px);
  max-width: 18ch;
}
.nfip-calc__panel {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.08fr);
  gap: clamp(16px, 2.4vw, 28px);
  align-items: stretch;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 14px;
  padding: clamp(18px, 2.6vw, 28px);
  overflow: hidden;
  box-sizing: border-box;
}
.nfip-calc__console {
  display: grid;
  grid-template-rows: auto auto auto auto auto auto auto;
  align-content: start;
  gap: 0;
  min-width: 0;
}
.nfip-calc__label {
  margin: 0;
  font-size: 12px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 700;
  color: rgba(245,247,250,0.72);
}
.nfip-calc__label--accent { color: #e2b57a; }
.nfip-calc__label--spaced { margin-top: 26px; }
.nfip-calc__xl {
  margin: 8px 0 14px;
  font-size: clamp(32px, 4vw, 42px);
  font-weight: 800;
  letter-spacing: -0.03em;
  font-variant-numeric: tabular-nums;
  color: #fff !important;
  line-height: 1.05;
}
.nfip-calc__xl--sm { font-size: 28px; color: #fff !important; }
.nfip-calc__slider {
  position: relative;
  height: 28px;
  margin: 10px 0 8px;
  display: flex;
  align-items: center;
}
.nfip-calc__slider-track {
  position: absolute;
  left: 0;
  right: 0;
  height: 8px;
  border-radius: 999px;
  background: rgba(255,255,255,0.14);
  overflow: visible;
  pointer-events: none;
}
.nfip-calc__slider-fill {
  display: block;
  height: 100%;
  width: 0%;
  border-radius: 999px;
  background: linear-gradient(90deg, #c4782a 0%, #e2b57a 100%);
  box-shadow: 0 0 12px rgba(196,120,42,0.35);
}
.nfip-calc__slider-thumb {
  position: absolute;
  top: 50%;
  left: 0%;
  width: 22px;
  height: 22px;
  margin-left: -11px;
  margin-top: -11px;
  border-radius: 50%;
  background: radial-gradient(circle at 35% 35%, #fff 0%, #f3d7a8 55%, #c4782a 100%);
  border: 2px solid #fff;
  box-shadow: 0 0 0 3px rgba(196,120,42,0.35), 0 2px 8px rgba(0,0,0,0.35);
  pointer-events: none;
  z-index: 2;
}
.nfip-calc__range {
  -webkit-appearance: none !important;
  appearance: none !important;
  position: relative;
  z-index: 3;
  width: 100%;
  max-width: 100%;
  height: 28px;
  margin: 0;
  background: transparent !important;
  background-color: transparent !important;
  background-image: none !important;
  outline: none;
  cursor: pointer;
  box-sizing: border-box;
  opacity: 0;
  color: transparent !important;
}
.nfip-calc__range::-webkit-slider-runnable-track {
  height: 8px;
  border-radius: 999px;
  background: transparent !important;
}
.nfip-calc__range::-webkit-slider-thumb {
  -webkit-appearance: none !important;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: transparent !important;
  border: 0 !important;
  box-shadow: none !important;
  cursor: pointer;
  margin-top: -7px;
}
.nfip-calc__range::-moz-range-track {
  height: 8px;
  border-radius: 999px;
  background: transparent !important;
  border: 0;
}
.nfip-calc__range::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border: 0 !important;
  border-radius: 50%;
  background: transparent !important;
  cursor: pointer;
}
.nfip-calc__range:focus-visible {
  outline: none;
}
.nfip-calc__range:focus-visible + .nfip-calc__slider-track,
.nfip-calc__slider:focus-within .nfip-calc__slider-thumb {
  box-shadow: 0 0 0 3px rgba(226,181,122,0.55), 0 2px 8px rgba(0,0,0,0.35);
}
.nfip-calc__meta {
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  color: rgba(245,247,250,0.58);
}
.nfip-calc__presets {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 20px;
}
.nfip-calc__presets button {
  padding: 8px 14px;
  border-radius: 999px;
  border: 1px solid rgba(255,255,255,0.2);
  background: rgba(255,255,255,0.04);
  color: #f5f7fa;
  font-size: 12px;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.2s ease, border-color 0.2s ease, color 0.2s ease;
}
.nfip-calc__presets button:hover {
  border-color: rgba(226,181,122,0.7);
  color: #e2b57a;
}
.nfip-calc__presets button[data-period-preset]::after {
  content: attr(data-period-preset) "d";
}
.nfip-calc__presets button.is-active {
  background: linear-gradient(135deg, rgba(196,120,42,0.35), rgba(226,181,122,0.22));
  border-color: #e2b57a;
  color: #e2b57a;
}
.nfip-calc__instrument {
  background: linear-gradient(165deg, rgba(0,0,0,0.28), rgba(11,58,92,0.35));
  border: 1px solid rgba(226,181,122,0.22);
  border-radius: 12px;
  padding: clamp(16px, 2vw, 22px);
  display: grid;
  grid-template-rows: auto auto 1fr auto;
  gap: 14px;
  min-width: 0;
  min-height: 100%;
  box-sizing: border-box;
}
.nfip-calc__result {
  margin: 0;
  font-size: clamp(36px, 4vw, 48px);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1;
  color: #fff !important;
  font-variant-numeric: tabular-nums;
}
.nfip-calc__chart {
  height: 156px;
  border-radius: 10px;
  background:
    linear-gradient(180deg, rgba(255,255,255,0.05), rgba(255,255,255,0.02)),
    rgba(0,0,0,0.18);
  border: 1px solid rgba(226,181,122,0.18);
  overflow: hidden;
  padding: 6px 8px 2px;
  box-sizing: border-box;
}
.nfip-calc__chart svg { width: 100%; height: 100%; display: block; }
.nfip-calc__kpis {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.nfip-calc__kpi {
  padding: 12px 14px;
  border-radius: 8px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(226,181,122,0.18);
}
.nfip-calc__kpi small {
  display: block;
  color: rgba(245,247,250,0.62);
  font-size: 11px;
  margin-bottom: 4px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.nfip-calc__kpi b {
  font-size: 20px;
  color: #fff !important;
  font-variant-numeric: tabular-nums;
}
.nfip-calc__disclaimer {
  margin: 14px 0 0;
  font-size: 12px;
  color: rgba(245,247,250,0.58);
  max-width: 48rem;
  line-height: 1.5;
}
.nfip-calc__actions { margin-top: 20px; }
@media (max-width: 900px) {
  .nfip-calc__panel { grid-template-columns: 1fr; }
  .nfip-calc__intro { grid-template-columns: 1fr; }
}

/* Leaderboard */
.nfip-lb__head {
  display: flex;
  justify-content: space-between;
  align-items: end;
  gap: 16px 20px;
  margin-bottom: 20px;
  flex-wrap: wrap;
}
.nfip-lb__head > div:first-child {
  min-width: 0;
  flex: 1 1 220px;
}
.nfip-lb__head h2 {
  margin: 0;
  font-size: clamp(24px, 3.2vw, 36px);
  max-width: 18ch;
  overflow-wrap: anywhere;
}
.nfip-lb__tabs {
  display: flex;
  gap: 8px;
  flex: 0 0 auto;
  flex-wrap: nowrap;
}
.nfip-lb__tabs button {
  padding: 8px 12px;
  min-height: 36px;
  min-width: 44px;
  border-radius: 999px;
  border: 1px solid var(--nfip-color-border);
  background: #fff;
  color: var(--nfip-color-text-muted);
  font-size: 12px;
  font-weight: 700;
  cursor: pointer;
  white-space: nowrap;
}
.nfip-lb__tabs button[data-lb-period]::after {
  content: attr(data-lb-period);
  text-transform: uppercase;
}
.nfip-lb__tabs button.is-active {
  background: var(--nfip-color-primary);
  color: #fff;
  border-color: var(--nfip-color-primary);
}
.nfip-lb__table-wrap { overflow-x: auto; }
.nfip-lb__table {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
}
.nfip-lb__table th {
  text-align: left;
  font-size: 11px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--nfip-color-text-muted);
  padding: 12px 10px;
  border-bottom: 1px solid var(--nfip-color-border);
}
.nfip-lb__table td {
  padding: 14px 10px;
  border-bottom: 1px solid var(--nfip-color-border);
  vertical-align: middle;
}
.nfip-lb-row--top td { background: rgba(196,120,42,0.06); }
.nfip-lb-row--top-1 td { background: linear-gradient(90deg, rgba(196,120,42,0.14), rgba(196,120,42,0.04)); }
.nfip-lb-row--top-2 td { background: linear-gradient(90deg, rgba(11,58,92,0.08), transparent); }
.nfip-lb-row--top-3 td { background: linear-gradient(90deg, rgba(226,181,122,0.12), transparent); }
.nfip-lb-rank { width: 64px; }
.nfip-lb-rank-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 34px;
  height: 28px;
  padding: 0 8px;
  border-radius: 999px;
  font-family: var(--nfip-font-heading);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.04em;
  color: var(--nfip-color-text-muted);
  background: rgba(11,58,92,0.06);
}
.nfip-lb-row--top-1 .nfip-lb-rank-badge { color: #7a4a12; background: rgba(196,120,42,0.22); }
.nfip-lb-row--top-2 .nfip-lb-rank-badge { color: #0b3a5c; background: rgba(11,58,92,0.12); }
.nfip-lb-row--top-3 .nfip-lb-rank-badge { color: #8a5a1f; background: rgba(226,181,122,0.28); }
.nfip-lb-who {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-weight: 700;
  min-width: 0;
  max-width: 100%;
}
.nfip-lb-who img {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid rgba(11,58,92,0.08);
  background: #e8eef4;
  flex: 0 0 auto;
}
.nfip-lb-who__name,
.nfip-lb-who > span:not(.nfip-lb-rank-badge) {
  min-width: 0;
  /* overflow-wrap: anywhere; */
}
.nfip-lb-change--up { color: var(--nfip-color-success); font-weight: 700; }
.nfip-lb-change--down { color: #b42318; font-weight: 700; }
.nfip-lb-spark { display: block; margin-top: 2px; max-width: 100%; }
.nfip-lb__panel[hidden] {
  display: none !important;
}
.nfip-lb__mobile {
  display: none;
  gap: 12px;
  width: 100%;
  min-width: 0;
}
.nfip-lb-card {
  border: 1px solid var(--nfip-color-border);
  border-radius: 12px;
  padding: clamp(12px, 3.5vw, 16px);
  background: #fff;
  width: 100%;
  max-width: 100%;
  min-width: 0;
  overflow: hidden;
}
.nfip-lb-card--top { border-color: rgba(196,120,42,0.45); background: rgba(196,120,42,0.05); }
.nfip-lb-card--top-1 { border-color: rgba(196,120,42,0.55); }
.nfip-lb-card .nfip-lb-rank-badge { margin-right: 0; flex: 0 0 auto; }
.nfip-lb-card__top {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 12px;
  min-width: 0;
}
.nfip-lb-card__top .nfip-lb-who {
  flex: 1 1 auto;
  min-width: 0;
}
.nfip-lb-card__top .nfip-lb-who__name {
  display: block;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
  font-size: 15px;
  line-height: 1.3;
}
.nfip-lb-card__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 10px;
  margin-bottom: 12px;
  min-width: 0;
}
.nfip-lb-card__grid > div { min-width: 0; }
.nfip-lb-card__grid small {
  display: block;
  font-size: 11px;
  color: var(--nfip-color-text-muted);
  margin-bottom: 2px;
}
.nfip-lb-card__grid b {
  display: block;
  font-size: 15px;
  line-height: 1.25;
  overflow-wrap: anywhere;
}
.nfip-lb-card__spark {
  width: 100%;
  min-width: 0;
  line-height: 0;
}
.nfip-lb-card__spark .nfip-lb-spark {
  width: 100%;
  height: 36px;
  margin: 0;
}

/* Pricing */
.nfip-pricing__accent {
  margin: 22px 0 0;
  width: 100%;
  height: clamp(88px, 12vw, 140px);
  border-radius: 14px;
  overflow: hidden;
  border: 1px solid var(--nfip-color-border);
  background: #0b3a5c;
}
.nfip-pricing__accent img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}
.nfip-pricing__grid {
  display: grid;
  grid-template-columns: 0.9fr 1.15fr 0.95fr;
  gap: 16px;
  margin-top: 20px;
  align-items: stretch;
}
.nfip-plan {
  position: relative;
  display: flex;
  flex-direction: column;
  min-width: 0;
  height: 100%;
  padding: 24px 22px;
  border-radius: 14px;
  border: 1px solid var(--nfip-color-border);
  background: #fff;
  box-sizing: border-box;
  overflow: hidden;
  transition: transform var(--nfip-duration) var(--nfip-ease), box-shadow var(--nfip-duration) var(--nfip-ease);
}
.nfip-plan:hover { transform: translateY(-3px); box-shadow: var(--nfip-shadow-soft); }
.nfip-plan--pro {
  border: 2px solid rgba(196,120,42,0.55);
  box-shadow: 0 18px 50px rgba(14,36,54,0.12);
  transform: translateY(-10px);
}
.nfip-plan--pro:hover { transform: translateY(-12px); }
.nfip-plan--elite {
  background: var(--nfip-color-primary);
  border-color: transparent;
  color: #fff;
}
.nfip-plan--elite h3,
.nfip-plan--elite li { color: #fff; }
.nfip-plan__badge {
  position: absolute;
  top: 14px;
  right: 14px;
  background: var(--nfip-color-accent);
  color: #fff;
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 4px 8px;
  border-radius: 4px;
}
.nfip-plan h3 { margin: 0 0 6px; font-size: 22px; padding-right: 72px; }
.nfip-plan__price {
  margin: 0 0 16px;
  font-family: var(--nfip-font-heading);
  font-size: 32px;
  font-weight: 700;
  color: var(--nfip-color-primary);
}
.nfip-plan--elite .nfip-plan__price { color: #e2b57a; }
.nfip-plan ul {
  margin: 0 0 22px;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 8px;
  flex: 1 1 auto;
}
.nfip-plan li {
  position: relative;
  padding-left: 16px;
  font-size: 13px;
  line-height: 1.45;
  color: var(--nfip-color-text-muted);
}
.nfip-plan li::before {
  content: "";
  width: 7px;
  height: 7px;
  background: var(--nfip-color-accent);
  position: absolute;
  left: 0;
  top: 6px;
}
.nfip-plan--elite li { color: rgba(245,247,250,0.72); }

/* Reviews */
.nfip-reviews { overflow: hidden; }
.nfip-reviews h2 {
  margin: 0 0 8px;
  font-size: clamp(28px, 3.2vw, 36px);
}
.nfip-reviews .swiper.js-swiper-user-reviews {
  margin-top: 24px;
  width: 100%;
  max-width: 920px;
  margin-left: auto;
  margin-right: auto;
  overflow: hidden;
  padding: 8px 48px 44px;
  box-sizing: border-box;
  position: relative;
}
.nfip-reviews .swiper-slide {
  height: auto;
  display: flex;
  justify-content: center;
  box-sizing: border-box;
}
.nfip-reviews .user-review-card {
  display: grid !important;
  grid-template-columns: 120px minmax(0, 1fr);
  gap: 0 20px;
  align-items: center;
  min-height: 0;
  max-width: 720px;
  width: 100%;
  margin: 0 auto;
  background: #fbfcfe !important;
  border: 1px solid var(--nfip-color-border) !important;
  border-radius: 14px !important;
  overflow: hidden;
  padding: 22px !important;
  box-shadow: none !important;
  box-sizing: border-box;
}
.nfip-review-card__media {
  width: 120px;
  height: 120px;
  max-width: 120px;
  min-height: 120px;
  border-radius: 50%;
  background-color: #e8eef4;
  overflow: hidden;
  flex: 0 0 120px;
  position: relative;
  justify-self: center;
  align-self: center;
}
.nfip-review-card__media img {
  display: block !important;
  position: absolute !important;
  left: 50% !important;
  top: 50% !important;
  width: 122% !important;
  height: 122% !important;
  max-width: none !important;
  min-width: 0 !important;
  min-height: 0 !important;
  max-height: none !important;
  object-fit: cover !important;
  object-position: center center !important;
  /* --nfip-ax / --nfip-ay nudge face into the circle center */
  transform: translate(calc(-50% + var(--nfip-ax, 0px)), calc(-50% + var(--nfip-ay, 0px))) !important;
}
.nfip-review-card__body {
  padding: 0;
  min-width: 0;
  display: flex;
  flex-direction: column;
}
.nfip-review-card__stars {
  color: var(--nfip-color-accent);
  letter-spacing: 2px;
  font-size: 12px;
  margin-bottom: 8px;
}
.nfip-review-card__title {
  margin: 0 0 8px;
  font-size: 17px;
  line-height: 1.3;
  color: var(--nfip-color-text);
}
.nfip-reviews .seo-review__body {
  margin: 0;
  color: var(--nfip-color-text-muted);
  font-size: 13px;
  line-height: 1.55;
  flex: 1 1 auto;
}
.nfip-reviews .nfip-review-meta { margin-top: 14px; }
.nfip-reviews .seo-review__author {
  display: block;
  font-weight: 700;
  font-family: var(--nfip-font-heading);
  color: var(--nfip-color-text);
}
.nfip-reviews .seo-review__role {
  display: block;
  font-size: 12px;
  color: var(--nfip-color-text-muted);
}
.nfip-reviews .swiper-button-prev,
.nfip-reviews .swiper-button-next {
  color: var(--nfip-color-accent);
  width: 36px;
  height: 36px;
  margin-top: 0;
  top: 42%;
}
.nfip-reviews .swiper-button-prev { left: 4px; }
.nfip-reviews .swiper-button-next { right: 4px; }
.nfip-reviews .swiper-button-prev::after,
.nfip-reviews .swiper-button-next::after {
  font-size: 16px !important;
  color: var(--nfip-color-accent) !important;
  font-weight: 700;
}
.nfip-reviews .swiper-pagination-bullet-active { background: var(--nfip-color-accent); }
@media (max-width: 700px) {
  .nfip-reviews .swiper.js-swiper-user-reviews { padding: 8px 8px 40px; }
  .nfip-reviews .user-review-card {
    grid-template-columns: 84px minmax(0, 1fr);
    gap: 0 12px;
    padding: 14px !important;
    align-items: center;
  }
  .nfip-review-card__media {
    width: 84px;
    height: 84px;
    max-width: 84px;
    min-height: 84px;
    border-radius: 50%;
    flex-basis: 84px;
  }
  .nfip-review-card__media img {
    min-height: 0 !important;
    max-height: none !important;
  }
  .nfip-review-card__body { padding: 0; }
  .nfip-review-card__title { font-size: 15px; }
  .nfip-reviews .seo-review__body { font-size: 12px; }
  .nfip-reviews .swiper-button-prev,
  .nfip-reviews .swiper-button-next { display: none; }
}

/* Trust */
.nfip-trust {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  background: #071f31;
  color: #fff;
  min-height: 380px;
}
.nfip-trust__photo {
  min-height: 280px;
  background: url("../img/5p.webp") center/cover no-repeat;
}
.nfip-trust__copy { padding: clamp(32px, 5vw, 56px) clamp(24px, 4.5vw, 56px); }
.nfip-trust .nfip-kicker { color: #e2b57a; }
.nfip-trust h2 {
  margin: 0 0 16px;
  color: #fff;
  font-size: clamp(28px, 3vw, 34px);
  max-width: 22ch;
  line-height: 1.18;
}
.nfip-trust p {
  margin: 0;
  color: rgba(245,247,250,0.75);
  line-height: 1.6;
  font-size: 14px;
  max-width: 48rem;
}
.nfip-trust p + p,
.nfip-trust h3 {
  margin-top: 16px;
}
.nfip-trust h3 {
  margin-bottom: 8px;
  color: #fff;
  font-size: 18px;
}
.nfip-trust__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

/* FAQ */
.nfip-faq .seo-faq {
  margin-top: 28px;
  border-top: 1px solid var(--nfip-color-border);
}
.nfip-faq .seo-faq__item { border-bottom: 1px solid var(--nfip-color-border); }
.nfip-faq summary.seo-faq__question {
  list-style: none;
  cursor: pointer;
  padding: 20px 36px 20px 0;
  font-family: var(--nfip-font-heading);
  font-size: 18px;
  font-weight: 600;
  position: relative;
}
.nfip-faq summary.seo-faq__question::-webkit-details-marker { display: none; }
.nfip-faq summary.seo-faq__question::after {
  content: "+";
  position: absolute;
  right: 0;
  top: 50%;
  transform: translateY(-50%);
  color: var(--nfip-color-accent);
  font-size: 24px;
}
.nfip-faq details[open] summary.seo-faq__question::after { content: "–"; }
.nfip-faq .seo-faq__answer {
  padding: 0 0 22px;
  color: var(--nfip-color-text-muted);
  line-height: 1.65;
  max-width: 52rem;
}
.nfip-faq .seo-faq__answer p { margin: 0; }

/* Signup */
.nfip-signup__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 420px);
  gap: 36px;
  align-items: center;
}
.nfip-hero__panel--compact .nfip-hero__panel-body { padding-top: 18px; }

@media (max-width: 1024px) {
  .nfip-hero__grid,
  .nfip-benefits__layout,
  .nfip-calc__intro,
  .nfip-calc__panel,
  .nfip-pricing__grid,
  .nfip-trust,
  .nfip-signup__grid,
  .nfip-strip__grid {
    grid-template-columns: 1fr;
  }
  .nfip-plan--pro { transform: none; }
  .nfip-plan--pro:hover { transform: translateY(-3px); }
  .nfip-hero h1 { max-width: none; }
  .nfip-strip__item { border-right: 0; border-bottom: 1px solid var(--nfip-color-border); }
  .nfip-pricing__accent { height: 96px; }
}
@media (max-width: 767px) {
  .nfip-pricing__accent { height: 72px; }
  .nfip-lb__table-wrap { display: block; overflow-x: auto; }
  .nfip-lb__mobile { display: none; }
  .nfip-lb__head {
    align-items: stretch;
    flex-direction: column;
  }
  .nfip-lb__tabs {
    width: 100%;
    justify-content: stretch;
  }
  .nfip-lb__tabs button {
    flex: 1 1 0;
  }
  .nfip-lb-card__top .nfip-lb-who img {
    width: 36px;
    height: 36px;
  }
  .nfip-hero {
    min-height: 0;
    padding: 36px 0 40px;
  }
  .nfip-hero h1 {
    font-size: clamp(28px, 8vw, 36px);
    max-width: none;
  }
  .nfip-hero__panel-body { padding: 18px 14px 16px; }
  .nfip-hero__panel-rail {
    padding: 12px 14px;
    gap: 8px;
    font-size: 11px;
  }
  .nfip-plan { padding: 20px 16px; }
  .nfip-plan h3 { padding-right: 0; }
  .nfip-reviews .user-review-card {
    grid-template-columns: 72px minmax(0, 1fr);
    gap: 0 10px;
    padding: 12px !important;
    align-items: center;
  }
  .nfip-review-card__media {
    width: 72px;
    height: 72px;
    max-width: 72px;
    min-height: 72px;
    border-radius: 50%;
  }
  .nfip-reviews .swiper-button-prev,
  .nfip-reviews .swiper-button-next { display: none; }
  .nfip-section { padding: 48px 0; }
  .nfip-signup__grid { gap: 24px; }
}
@media (prefers-reduced-motion: reduce) {
  .nfip-btn, .nfip-plan { transition: none; }
}